Pilates Reformer

No additional premium.

The following Endorsement(s) apply:

Dance, Fitness, Gym and/or Aerobics Instructors

It is a condition precedent to liability that the Insured ensures a health screening form is completed, signed and dated by each individual client prior to the client undertaking any exercise / fitness / aerobics training.

This policy excludes Athletic Therapy, Biomechanics Coaching, Sports Massage/Remedial massage treatment or Fitness Training of Professional Sports Persons and Dancers. A Professional Sports Person or Dancer shall mean anyone who earns their main income from this profession.

This endorsement shall not apply when working with elite athletes or specific professionals is listed under Business Activity.

Furthermore this policy excludes any claims arising from the diagnosis of any conditions or injury. Or any claims arising from joint manipulation unless specifically listed under Business Activity.

All other terms, conditions, exclusions and limitations in this policy remain unaltered.