• You the insured or any director, partner or principle are currently a resident of the Republic of Ireland.
• I agree to maintain client’s records and retain them for at least 5 years. If I have not done this in the past or am just starting in business, I agree to do this now.
• I have never had any claims made against me.
• I have not been subject to nor have any pending disciplinary hearings against me.
• I am not aware of any incidents that have occurred which may have given rise or may give rise in the future to a claim under the policy.
• I have never had suits for negligence, error or omission made against me.
• Under current or any previous trading titles, I have never been convicted of any criminal offence, other than motoring, or have any prosecution pending.
• I have never had any insurer cancel, decline, refuse to renew or only accept on special terms, my liability insurance.
• I have read and agree to the Insurance Product Information Document. Click here to read the Insurance Product Information Document.
• I have read and agree to the Terms of Business of BMIB. Click here to view our Terms of Business.
• I have read and agree to the Data Protection of BMIB. Click here to view our Data Protection.
• I hereby declare and warrant that all the statements and particulars in this application are in all respects complete and true, that they are material, and that I have not suppressed or misstated any material facts and I agree that this proposal form shall be the basis of the contract with the underwriters and deemed to be part of the insurance coverage issued to me.

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Declarations

• I understand that I must hold an approved qualification to carry out the treatments I have requested cover for. In the case of Business & Management Consultants where a specific approved qualification is not held, then it is deemed that “appropriate qualification” will be defined as having no less than 10 years relevant industry experience.
• I am not a student but fully qualified.
• Distance learning or online courses will only be accepted if they are CPD courses, not my main qualification. Unless approved by one of our approved associations.
• I understand cover for CPD qualifications will not be accepted as stand-alone qualification.
• I understand that I hold an appropriate qualification for the cover I have applied for.
• Please note that in the event of a claim proof of qualification and/or any such relevant industry experience may be requested.
• I understand that my overall annual fee income will not excess €250,000.